Deductibles should help you determine the best insurance policy for flooding. When filing a claim, you have to pay a certain amount of money for your claim to be honored. If you have a single home, then deductible consideration should be the amount you ought to pay and pick insurance policy with a reasonable amount. However, some people have several houses around, and hence, deductible considerations change. When you have several homes where you know floods are likely to occur, then, you have to consider the mode of paying the deductibles. You may pay for each of the affected houses or pay for each occurrence. The amount of each incident is costly compared to pay for each home if at all only one house is affected. However, if many houses are affected, then paying per occurrence is cheaper compared to the total amount for each house. Thus, choose the payment method of deductibles wisely. Check out this site https://www.betterflood.com/california-flood-insurance/ to get more info.